You’re relaxing at home. Suddenly, bang! It is as though a bomb has gone off. The process of auto insurance claim in a foreign country starts now as a fearless explorer. First things first: Take a deep breath and collect all the essential documents you need – the papers for your florida auto insurance requirements, for instance, as well as your driver’s license and finally, the policy number itself. You might think of these as tools for an impromptu trip perhaps, but life is full of surprises.
The next thing you do is reach for your phone. The complementary half of this equation has arrived: call your insurance company. They are going to ask you some questions, so do yourself a favor and get ready to give them your story. Who? What? Where? It may feel like being grilled, but hey, they’re just looking for the facts, not your autobiography. Take some photos too. Snap shots of this place and that place — after it’s had on occasion a whole bomb going off in its lap—-either visually or otherwise. In short, behave like a detective chronicling A Mysterious Occurrence.
After that, the adjuster waltzes in–the professional who sorts out all the issues, looking at estimates and costs. Their job is to work out who is going to get what and maybe throw in a joke for good measure. They represent the impartial adjudicator in a contest with high stakes.
This brings us on to repairs. Now the body shop takes over–a Maintenance Day for your automobile, curing all its aches and pains. Soon enough they’ll apply their touch and–bing!-it’s running like new again, ready to navigate the road.
Payment is the next topic. Who will bear the brunt of these costs. Depending on whose fault it is and what cover you carry, this dance down the finance alley may range from a quickstep to a very slow tango. Your insurance company will take charge and make certain every dollar goes where it should.
Finally, keep in touch with your insurance company throughout this process. The company is always with you, helping to guide you through any questions that arise along the way. At each step, you’re not just solving a problem, but also gaining mastery over the details of auto insurance. When life hands you the next big adventure, you won’t be taken by surprise. And remember, this too will pass!